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Financial Inclusion

Introducing SMU Impact Investing’s final high impact sector of focus - Financial Inclusion.

Why Financial Inclusion?

About 4 billion adults reported no formal savings and almost 5 billion claimed no formal borrowing, according to the World Bank. Financial inclusion is about providing financial services to all members of our society, including those who are currently unbanked. Financial access facilitates day-to-day living, and helps families and businesses plan for everything from long-term goals to unexpected emergencies. On an economic level, there is growing evidence that increased levels of financial inclusion – through the extension of savings, credit, insurance, and payment services – contributes significantly to sustainable economic growth.

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